Employer’s Liability Insurance is coverage against employer’s negligence, fault or breach of duty. Employers and business owners have legal responsibility towards their employees. For this purpose, this type of insurance helps businesses to meet the costs of compensations and legal fees for employees who are injured or made ill at work.

                             We aim at making insurance flexible… to your needs!!!

Contact our professional team to learn more about the Comprehensive Insurance Broking or Risk Management Consulting services specially designed and tailored for you or your firm.

Public Liability Insurance is designed to pay any compensation and legal costs for any amounts you become legally responsible or liable to pay as loss or damage for bodily injury including death or property caused by an accident happening at the premises during the period of insurance up to the limits stated in the policy.

Public Liability Insurance is absolutely essential to every business owner or property occupier.  It protects your business and you from financial losses that may occur if you are found to be at fault.

                             We aim at making insurance flexible… to your needs!!!

Contact our professional team to learn more about the Comprehensive Insurance Broking or Risk Management Consulting services specially designed and tailored for you or your firm.

Product Liability Insurance covers you against any compensation and legal costs awarded as a result of loss or damage to property or personal injury caused by any physical item product sold or given away by you.

                             We aim at making insurance flexible… to your needs!!!

Contact our professional team to learn more about the Comprehensive Insurance Broking or Risk Management Consulting services specially designed and tailored for you or your firm.

Money Insurance is a coverage providing protection for a business against loss of money and securities from any cause whatsoever including loss by dishonesty on the part of the Assured’s employees whilst they are in their possession on the Premises and off the premises (in transit).

                             We aim at making insurance flexible… to your needs!!!

Contact our professional team to learn more about the Comprehensive Insurance Broking or Risk Management Consulting services specially designed and tailored for you or your firm.

Special Event Liability Insurance covers losses for events which occur due to unforeseen circumstances. It provides protection against financial loss arising from cancellation or abandonment of the event you are holding due to incidents beyond your control resulting in consequential loss, loss or damage to your property or property you are legally liable for and third party liability (personal injury & material damage).

This type of insurance is specially designed to protect Special Events such as:

• Wedding, engagement & graduation ceremonies
• Live entertainment & music concerts
• Plays & theater events
• Exhibitions & conventions
• Sporting events
• Seminars & meetings
• Commercial producers, TV/Film productions, media, publishing & advertising
• Social, political or religious gatherings

                             We aim at making insurance flexible… to your needs!!!

Contact our professional team to learn more about the Comprehensive Insurance Broking or Risk Management Consulting services specially designed and tailored for you or your firm.

[x]

Contractors All Risks Insurance is a comprehensive protection specially designed for builders, contractors and contract traders working at a contract site who are found to be legally responsible for all works prior to handing over.

Although the extent of cover varies depending on the Insurers, most policies include the following:

• Public & Employers liability
• Contract works
• Contractor’s own plant & equipment
• Hired-in plant
• Professional fees
• Employee’s tools & personal effects
• Indemnity to principal
• Removal of debris

                             We aim at making insurance flexible… to your needs!!!

Contact our professional team to learn more about the Comprehensive Insurance Broking or Risk Management Consulting services specially designed and tailored for you or your firm.

[x]

Because risks at sea are numerous, we believe that owners of sailing boat, motorboat, dinghy, yachts or super yachts deserve special consideration when it comes to Marine Yacht Insurance.

Key features of Marine Yacht Insurance:

• Hull, Machinery & Equipment Insurance covers loss or damage to your own boat arising from named marine perils
• Third Party Liability Insurance protects you against legal liability for loss or damage to third party’s property or for personal injury when you are legally liable including any liability cost or expense arising in respect of water skiing
• War Risks Insurance extending cover to include loss of or damage to the Vessel caused by war, civil war, strikers, riots & civil commotions
• Employers’ Liability Insurance covers legal liability of Yacht’s owner towards the crew
• Personal Accident including medical expenses to owner, owner’s family members and guests

                             We aim at making insurance flexible… to your needs!!!

Contact our professional team to learn more about the Comprehensive Insurance Broking or Risk Management Consulting services specially designed and tailored for you or your firm.

[x]

Marine Cargo Insurance is a coverage provided to transported goods or merchandise from one place to another through various means of transports.

The fact that these transported goods and merchandise are subject to a number of risks that can cause losses, we offer you a variety of cover to choose from depending on the nature of the goods and merchandise.

                             We aim at making insurance flexible… to your needs!!!

Contact our professional team to learn more about the Comprehensive Insurance Broking or Risk Management Consulting services specially designed and tailored for you or your firm.

[x]

Employee Benefits Insurance is a provision by the employer for the economic and social welfare of employees. This type of insurance has become an important factor of success to most businesses across the Middle East and worldwide simply because it:

• Helps employer attract, recruit and retain the most qualified employees and keep them motivated
• Minimizes losses incurred from sick leaves
• Helps improve productivity and efficiency
• Provides employees the peace of mind they deserve

Whether you are self-employed, a small company of 4 to 25 employees or a  larger organization of more than  100 employees, your manpower is your company’s most valuable asset. Protecting your employees’ health makes good commercial and economic sense.

We can offer you a wide variety of Employee Benefits package specially designed and tailored to your company’s employee benefits needs.

Our Employee Benefits Program extends far beyond what others provide. We aim to provide you with the right program to fit your business specific requirements with the assistance of our professional team and the support of multinational insurers.

Employee Benefits Insurance generally includes:

• Health Care Insurance
• Critical Illness
• Dental Care
• Life Insurance
• Personal Accident Insurance including death, permanent total disability & permanent partial disability
• Pension Plan

                             We aim at making insurance flexible… to your needs!!!

Contact our professional team to learn more about the Comprehensive Insurance Broking or Risk Management Consulting services specially designed and tailored for you or your firm.

[x]

Tending to your future is the highest financial obligation there is and the best way to do this is by Financial & Investment planning. This is a program specially designed to assist you in creating savings for Retirement or College Education. The world we are living in has become quite complicated in terms of financial needs. When it comes to the dream of comfortable retirement or smooth higher education, the reality of inflation and rising tuition fees may turn it into your worst nightmare.

Investment success is a direct reflection of the expertise of your financial advisor. Whether you are planning for Retirement or College Education savings, you want to have sound investment products and services with competitive results that could help secure your future financial goals.

Planning ahead is a wise decision one can make.  It is very important to start planning your retirement or your children’s higher education at an early age so that you can meet your future investment savings goals.

                             We aim at making insurance flexible… to your needs!!!

Contact our professional team to learn more about a wide range of investment products and services specially designed and tailored for you to fit your financial needs.

[x]

Need for Health Insurance is getting larger with the continuing increase in its premium rates as a result of the rising cost of medical treatment thus making Health Insurance a top priority for all families and individuals.

Health Insurance is coverage against financial losses in the event that you or any member of your family gets sick due to a covered causes or injured following accidents.

                             We aim at making insurance flexible… to your needs!!!

Contact our professional team to learn more about the Comprehensive Insurance Broking or Risk Management Consulting services specially designed and tailored for you or your firm.

[x]

Personal Accident Insurance provides protection against financial loss arising from accidental death or disability. This insurance covers you in the event of accidental death or disablement anytime and anywhere.

A worldwide cover includes:

• Accidental death & dismemberment:
  Death or injury of the Assured resulting from an accident.
• Permanent Total Disablement:
  Disablement which medical evidence confirms will last for the rest of the Assured’s life and prevents him from performing a normal role, work or doing any paid job.
• Partial Total Disablement:
  Partial total disablement arising from an accident resulting in any one of a specific losses (loss of sight, hearing, limbs…etc), the Assured will be compensated of a lump sum.
• Temporary Total Disablement:
  An injury occurs to the Assured arising from an accident which temporary prevents him from engaging in normal role and performing a usual occupation
• Weekly Benefits:
  Compensation for temporary loss of performing work or paid job
• Medical Expenses:
  Compensation for any reasonable necessary hospitalization expenses incurred by the Assured arising from accidental injury

                             We aim at making insurance flexible… to your needs!!!

Contact our professional team to learn more about the Comprehensive Insurance Broking or Risk Management Consulting services specially designed and tailored for you or your firm.

[x]

Term Life Insurance provides coverage against financial loss arising from death of the Assured. It secures your family’s foundation and financial future and assists in providing your dependents to maintain a comfortable life should something happens to you.

Term life insurance has become very popular because of its versatility and reasonable cost. This type of life insurance is written for a limited term: 1-5 years, other periods or till age 65 or 70. It is an insurance that compensates the beneficiary a specific sum of money following the death of the Assured in exchange of a specific premium.

                             We aim at making insurance flexible… to your needs!!!

Contact our professional team to learn more about the Comprehensive Insurance Broking or Risk Management Consulting services specially designed and tailored for you or your firm.

		Our experienced & professional team is committed to excellence and is very well trained to provide professional advice and service to the management of national and multi-national firms across the Middle East.   A major interest of our team is putting together the development of superior strategies, products of insurance companies  and the  comprehensive  range
Putting details and information on all insurance aspects, risks and exposures before our customers will assist them to better understand their needs, thus making an informed decision. We offer you a wide range of competitive tailored cover for your property and liability. Our insurance brokers and risk management consultants are specializing in various insurance related products and services: Property Insurance Home Insurance Shops & Offices Insurance Motor Vehicle Insurance Jewellery, Furs & Personal Effects Insurance Jewellers’ Block Insurance Commercial Insurance Professional Indemnity Insurance Employers’ Liability Insurance		of  services  needed   for  financial  and  risk stability.
		We pride ourselves on the fact that we constantly develop the insurance portfolios of our clients to meet their needs not those of insurers. We aim to be our customers’ consultant not salespeople to the insurers!!
Public Liability Insurance Product Liability Insurance Money Insurance Special Event Liability Insurance Contractors’ All Risks Insurance Marine Yacht Insurance Marine Cargo Insurance Employee Benefits Insurance Financial & Investment Planning Health Insurance Personal Accident Insurance Term Life Insurance                     We aim at making insurance flexible… to your needs!!!   Contact our professional team to learn more about the Comprehensive Insurance Broking or Risk Management Consulting services specially designed and tailored for you or your firm.
Jdeideh Tower, 5th floor P. O. Box 90-2152 - Jdeideh – Lebanon Tel +961 1 874520/1 - Fax +961 1 874522 Mail: Info@allianceig.com   Copyrights © 2007 alliance insurance group s.a.r.l. Design by E-Leb s.a.r.l.