Life & Personal Accident Insurance

Life & PA Insurance Products

Life & Personal Accident Insurance

Life Insurance provides coverage against financial loss arising from death of the Assured.  It secures your financial future and assists in providing your dependents to maintain a comfortable life should any misfortune happen.

Personal Accident Insurance provides protection against financial loss arising from accidental death or disability

Term Life Insurance

Term Life Insurance provides coverage against financial loss arising from death of the Assured.  It secures your family foundation and financial future and assists in providing your dependents to maintain a comfortable life should something happens to you.

Term life insurance has become very popular because of its versatility and reasonable cost.  This type of life insurance is written for a limited term: 1-5 years, other periods or till age 65 or 70.  It is an insurance that compensates the beneficiary a specific sum of money following the death of the Assured in exchange of a specific premium.

Personal Accident

Personal Accident Insurance provides protection against financial loss arising from accidental death or disability. This insurance covers you in the event of accidental death or disablement anytime and anywhere.

A worldwide cover includes:

  • Accidental death & dismemberment: Death or injury of the Assured resulting from an accident.
  • Permanent Total Disablement: disablement which medical evidence confirms will last for the rest of the Assured’s life and prevents him from performing a normal role, work or doing any paid job.
  • Partial Total Disablement: Partial total disablement arising from an accident resulting in any one of a specific losses (loss of sight, hearing, limbs, etc) the Assured will be compensated of a lump sum.
  • Temporary Total Disablement: An injury occurs to the Assured arising from an accident which temporary prevents him from engaging in normal role and performing a usual occupation
  • Weekly Benefits Compensation for temporary loss of performing work or paid job
  • Medical compensation for any reasonable necessary hospitalization expenses incurred by the Assured arising from accidental injury

Financial Investment Planning

Tending to your future is the highest financial obligation there is and the best way to do this is by Financial & Investment planning.  This is a program specially designed to assist you in creating savings for Retirement or College Education.  The world we are living in has become quite complicated in terms of financial needs.  When it comes to the dream of comfortable retirement or smooth higher education, the reality of inflation and rising tuition fees may turn it into your worst nightmare.

Investment success is a direct reflection of the expertise of your financial advisor.  Whether you are planning for Retirement or College Education savings, you want to have sound investment products and services with competitive results that could help secure your future financial goals.

Planning ahead is a wise decision one can make. It is very important to start planning your retirement or your children & higher education at an early age so that you can meet your future investment savings goals.

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